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Top of the Class Podcast. Our Blog. The university admission process can be extremely hard to decipher for international students, making studying at a top US institution seem like a pipe dream. And then there's the cost of college itself. Wanting to attend one of these schools is one thing, but knowing if you can afford it is a whole different kettle of fish.
Everybody knows about how young Americans are crippled by student debt. Do you really want that kind of life? I mean, don't you need some easy scholarship money to even think about attending those colleges? In fact, in some situations, going to a university in the US can be less expensive than going to university in your own home country. US colleges, in general, offer financial aid. Applying for money might seem daunting for international students and families, however, it's regular part of American life.
US financial aid can confuse international students, who view this type of financing through their own cultural lens where payment support often means a loan, like HECS-HELP, which the student will have to pay back. Financial aid covers student costs like tuition, housing, food, and in some cases, books and other academic materials. Each college assesses what each student's family should be able to afford while they attend university. How they arrive at your number is most likely generated by looking at a combination of factors, such as number of dependents in your family, number of siblings in college, low-income households with fewer assets.
College can also lower your EFC score if you have a bunch of unusual cirmcumstances happen to you, such as:. Once you're given an EFC score, a college will use it to give you a total financial aid package.
US universities give financial aid because they know that not all families can afford the full sticker price of attending university. These colleges would find it counter-productive to stop you from attending because of price. Plus, colleges look to enroll the most diverse class possible, including socio-economic diversity - even if you're from overseas. In terms of the various aid packages offered, US institutions accept students based on three methods, they are Full-need, Need-blind and Need-Aware.
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